TableSafe, creators of the RAIL pay-at-the-table technology designed for full-service restaurants, teamed up with Creditcall, the EMV-ready payment gateway provider and EMV migration specialist.
TableSafe aims to strengthen its mobile Point of Sale platform by integrating EMV payment capability and providing enhanced transaction security with Point-to-Point Encryption for all card payment methods.
On Oct. 1, 2015, the major credit card brands serving the United States will enact a Counterfeit Card Liability Shift, meaning merchants will need to be EMV compliant and able to accept EMV chip enabled payment cards to complete a transaction. If merchants fail to meet the compliance deadline for EMV, they will assume liability for the cost of all fraudulent purchases that occur at their establishment.
As a result, a number of full-service restaurants are currently upgrading their existing Point-of-Sale systems, integrating mobile payment functionality that allows an EMV enabled chip card to be utilized directly at the table.
“Involving a partner with years of experience in the EMV market is reassuring to restaurant operators that are updating their technology to embrace this new card payment change,” says Joe Snell, CEO of TableSafe. “Creditcall enables our pay-at-the-table technology to not only meet EMV compliance but also accept payments beyond mag-stripe and EMV, making it simple for full-service restaurants to adapt to any additional payment methods that may emerge.”
The mPOS platform from TableSafe features a handheld device called RAIL that is designed to look like the traditional bill presentation folder used at most full-service restaurants. However, unlike the traditional folder, the TableSafe unit allows guests to securely self-insert credit, debit, or chip-enabled cards, auto-calculate the tip, split the bill multiple ways, pay-by-item, and receive email receipts
The system uses Creditcall’s industry-respected EMV ready payment gateway and its CardEaseXML API, which allows payment functionality to be added to virtually any payment device.
By combining the security of Creditcall and TableSafe technologies restaurant operators using the TableSafe platform are equipped with end-to-end payment security, including encryption and tokenization for all payments.
“Being EMV compliant in time for the Liability Shift in October 2015 is crucial for all businesses in the U.S.,” said Jeremy Gumbley of Creditcall. “TableSafe has taken the potentially complicated payment processing and security issue for full-service restaurant operators and simplified it for them by embedding the power of our secure EMV-ready payment gateway.”